IELTS Writing Task One #17

You should spend about 20 minutes on this task.

As an international student in Sweden, you have an account with a local bank. The monthly bank transfer you receive from your parents has been delayed this month due to an error at your parents’ bank. Write a letter to your bank. In your letter:

  • introduce yourself and ask for a loan
  • say why you need the money
  • tell how you intend to pay back the money

You should write at least 150 words. You do not need to write any addresses.

model answer:

Dear Sir or Madam

I am an international student from Indonesia studying Biology at Umea University, I have had my account with you for about two years already, since I arrived in Sweden and have always kept this account in credit. I am writing to you, as I would like to request a temporary loan so that I can meet my expenses this month.

My parents send me a regular bank transfer of 1700 Euro every month. Until now, I have always received this monthly bank transfer without any difficulty. Unfortunately, however, there has been an error at the bank branch in Jakarta and so my parents have not been able to send me money this month. This will be a problem for me because I have to pay rent to my landlord of 700 Euro per month which is due next week. I also need money to cover general living expenses, such as transport to and from college, etc. I estimate that I will be able to keep my living expenses down to 600 Euro this month in order to save money.

I would therefore like to request a temporary loan of 500 Euro for a maximum period of one month until my parents’ bank transfer arrives. Your assistance would be greatly appreciated. I look forward to hearing from you soon.

Yours faithfully
Suhail Salamat

(219 words)